PERSONAL INSURANCE
Our Agency provides coverage for:
Homes - including; high valued homes, vacation homes, rental homes, condos, vacant homes, mobile/manufactured homes and specialty dwellings. We also offer flood and earthquake coverage.
Automobiles - including; most vehicle types, classic, collectible and high
valued vehicles. We also offer coverage for SR22 filings, no prior insurance and DUI’s.
Recreational Vehicles – including; snowmobiles, quads, ATV’s, trikes, motorcycles, motorbikes, mopeds, scooters, motor homes, travel trailers, campers, dune buggy’s and golf carts.
Watercrafts – including; jet skis, runabout boats, ski boats, cuddy cabins, cabin cruiser, yachts, sailboats, pontoon, houseboats and bass boats.
Umbrella Policies – we also offer umbrella policies through most of the insurance carriers we have partnered with to provide additional liability coverage over your assets in your underlying policies.
Life & Health Insurance - We offer term life products, whole life products and universal life products. We also offer “non-medical” life insurance products & health and dental insurance for individuals, families and employers.
BUSINESS INSURANCE
We’re pleased to provide protection for the following: retail shops, medical offices, apartment buildings, condominium complexes, lessors risk, schools and universities, banks, body shops, mechanic garages, restaurants, takeout pizza shops, wine tasting rooms, realtor’s offices, fast food shops, sandwich shops, printing operations, manufacturers, technology companies, artisan and general contractors, builder’s risk, salons, & spas. We also write commercial auto insurance including; tow trucks, delivery vehicles, landscaping, snowplows, farming, dirt, sand & gravel, couriers, trucking for hire, logging trucks, dump trucks, & pump trucks.
FARM INSURANCE
Our Farm Insurance programs cover your dwelling and household personal property, farm personal property, plus barns, stables, silos and other structures. Our farm liability insurance protects you against injury and property damage, medical payments, advertising injury and farm pollution. We can tailor your protection to ensure you get the coverage’s that you want and don’t pay for coverage’s that you don’t need. We proudly write U-Pick Farms and U-Cut Christmas Tree Farms, roadside stands, field & row crops, orchards, livestock, aquaculture, poultry, along with wholesale nurseries, organic farms, dairy & beef farms.
EQUESTRIAN INSURANCE
Our Equestrian Insurance programs can expand on the Farm Insurance by adding the equine property endorsement, stable liability, care custody & control, & equine mortality endorsements. We also provide coverage for equine breeding, boarding & training facilities, equine event facilities, equine event sponsors, timed events, equine clubs and associations, stallion infertility, horse drawn vehicles, pony rides, day camps, professional liability and race horses.
WINERY INSURANCE
Our Winery Insurance Programs expand on the Farm Insurance by adding the vineyard growers property coverage, product recall expense, winery buildings, office, storage and barrel rooms, winemaking property including; wine in storage, wine stored off premises, wine stored for others, wine in transit, tasting rooms and/or events, barrels, tanks, refrigeration equipment, equipment breakdown, fine arts, special wine valuation, tank leakage extension, personal and business auto and liquor liability coverage.
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